Take $9,999 now vs a 0.01% chance at $100M

Put 0.01% into plain language

1. A 0.01% chance means you hit it about once in every 10,000 tries on average.
2. Even after 100 tries, most runs would still end with zero wins.
3. So the real pull is simple: take a solid $9,999 now, or chase a jackpot that may stay out of reach for a very long time.